Insurance: 

INSURANCE REQUIREMENTS

We've partnered with Lifestyle Insurance and Benefits Brokers to offer you the best event coverage for out of province and international travellers. 

 

GET A QUOTE NOW

For more information please click the link or contact travel@lifestylefinancial.ca

Our events have a commercial general liability insurance policy.

Note that inclement weather, poor or dangerous terrain/conditions that may impact the quality of your adventure or delay a race is not covered by insurance providers.

It is highly recommended that all riders purchase Trip Cancellation/Interruption Insurance to avoid any financial hardship that an unexpected cancellation or interruption could cause. At an approximate cost of 5% of the total cost of your trip, it is a bargain for your added peace of mind. This protects you in case of an unexpected cancellation or if a medical emergency interrupts your adventure with us. Note that denied entry at the Canadian Border is not covered by insurance.

Note that inclement weather, poor or dangerous terrain/conditions that may impact the quality of your adventure or delay a race is not covered by insurance providers.

BC RESIDENTS

  • None, if you have a provincial care card you are good to go! 
     

OUT OF PROVINCE PARTICIPANTS

  • Canadians that are travelling outside of their home province are encouraged to purchase Emergency Medical. Your provincial health care plan will not cover all expenses when you leave your province of residence. For example, Ambulance charges not covered by your provincial health plan. 
     

TRAVELLERS | USA | OUT OF COUNTRY PARTICIPANTS

  • All Canadian riders travelling outside of their home province and all International riders are required to provide proof of Emergency Medical Travel Insurance, specifically covering Mountain Biking activities. For easy access, we have provided a link to Lifestyle Financial and they can assist you directly with a quote.
     

PRICING

Example for rider under age under <59


Total Trip Cost       Premium (What you pay for insurance)

$1000                    $71

$2000                    $114

$3000                   $156

 

EMERGENCY MEDICAL

Coverage for Downhill Mountain Biking whether amateur or professional.  Ambulance includes Ground and Air under this policy. 
 

OUT OF PROVINCE

  • $0 deductible $5Million sum insured

  • Premium is estimated at  $1 per day + Adventure Sports Rider (only pay once)

  • Adventure Sports Rider $86.25 (One-time fee)

  • Example  = 2 day coverage | $1.00+$1.00+$86.25 = $88.25 CAD

 

VISITORS TO CANADA ($ = CAD)

  • $0 deductible $200,000  Sum insured

  • Premium is estimated at  $7 to $8 per day + Adventure Sports Rider (only pay once)

  • Adventure Sports Rider $86.25 (One-time fee)

  • Example  = 2 day coverage | $8.00+$8.00+$86.25 = $102.25 CAD

 

CYCLING CANADA/BC

Our races are NOT affiliated with Cycling Canada or Cycling BC in any way.